Wills
Writing a Will is not just about your assets. It’s about making sure your loved ones are looked after and your wishes are carried out exactly as you want. We know it can feel overwhelming, but we are here to make the process simple, stress-free and tailored to you.
With expert guidance and a friendly approach, we’ll help you put the right plans in place – so you can have peace of mind knowing everything is taken care of. At every step. When you need us. Again and again. Because your future matters – and so do the people you love.
Writing a Will is simpler than you think
You insure your home, car and health, but what about protecting everything you have worked for? Despite this, research from the Office of the Public Guardian shows that around two thirds of British adults have not made a Will.
The good news is that writing a Will is straightforward, takes less time than you might expect and costs less than you think. In just an hour or two, we can take care of everything for you, ensuring your wishes are clear and your loved ones are protected. There is no reason to put it off so let’s get it sorted together.
Why do you need a Will?
Without a Will, your money, property and possessions will be shared out according to the Laws of Intestacy. This means the people you want to inherit may not, while those you would not have chosen could end up with everything.
If you are not married or in a civil partnership, your partner would not receive anything from your estate and could even lose their home. If you are separated but not divorced, your estranged spouse could still inherit some or all of your estate.
If you have young or vulnerable children and have not named guardians in a Will, they could be taken into care until the Court appoints guardians for them.
A Will ensures your wishes are clear and that the people you care about are protected.
Top reasons to write a Will
Writing a Will is one of the most important things you can do to protect your loved ones and your wishes. It allows you to:
Choose who inherits your estate and in what proportions
Ensure your dependants are provided for
Appoint guardians for your children instead of leaving the decision to local authorities
Prevent estranged spouses or unwanted relatives from inheriting
Make provisions for your pets
Help safeguard your family home from being sold to cover long-term care fees
Place assets into Trusts to protect them from common threats
Reduce or even eliminate inheritance tax with the right planning
Leave donations to charities close to your heart
A well-written Will gives you peace of mind and long-term security for the people you love. It ensures your assets go to the right people, at the right time, in the right way.
Having a professional Will written is quick and simple, so there is no reason to put it off. As the saying goes, do not leave it until it is too late.
What happens if you don’t write a Will?
Without a Will, your estate may not be passed on as you would have wanted. The Laws of Intestacy will decide who inherits, leaving you with no say in how your assets are distributed. Here are some of the risks:
Some or all of your estate could end up going to the Crown
Your family home may need to be sold to cover future care home costs, reducing the value of your hard-earned assets
If you are separated but not divorced, your ex could still inherit everything, even over your children
Children from a previous relationship may receive nothing
If you are not married or in a civil partnership, your partner could inherit nothing and may even lose their home
A vulnerable child’s inheritance could be at risk without proper provisions in place
If your spouse or civil partner remarries after your death, your children could be disinherited
Your estate could be used to pay off debts if a beneficiary becomes bankrupt
Disagreements over inheritance could cause unnecessary stress and family disputes
Losing a loved one is already difficult. Without a Will, those left behind may also face the stress of sorting out an intestate estate. Writing a Will is a simple way to protect your family and give them peace of mind when they need it most.
Secure ‘lifetime Will storage’
Once your Will is written, the next step is to ensure it is safely stored. If anything happens to your Will or your Executor doesn’t know where to find it, all your careful planning could be in vain.
Storing your Will at home can be risky. It could be stolen, damaged in a fire or flood, or lost if you move. It also means your Will may not be registered with the National Will Register, a UK-wide database used by professionals and the public to securely search for Wills.
At Personal Wealth Matters, we’ve partnered with the New Leaf Will Writers Federation to offer secure lifetime storage for your Will and important documents. This professional service is available for annual fee from £25 per person to clients who have had their Wills written by us.
Our comprehensive Will storage service includes:
Registration of your Will with the National Will Register (worth £30), ensuring it can be easily traced whenever needed
Safe storage in a fully insured, professional facility
A Will storage certificate, so you can retrieve your Will at any time
Protection against fire, water damage, and flooding
Ensure your Will is protected and easily accessible whenever needed.
Trusted, qualified, and checked for peace of mind
We are proud to be an appointed representative of the New Leaf Will Writers Federation. This means our consultants are fully qualified, regularly trained to keep their knowledge up to date, and committed to following the New Leaf Will Writers Code of Conduct. It also means that every Will we write is carefully checked by a trained professional at New Leaf to ensure accuracy and technical quality.
“Rik was brilliant in helping me update my will. He gave me great advice, made the process really easy, and even managed to complete both my will and power of attorney on short notice. I couldn’t recommend his services highly enough!”
Mr D Sopal